Nampalli, Sreenivas, and V. V. Subramanya Sarma. “Human Development Through Economic Empowerment Using Microfinance As a Fulcrum”. Indian Journal of Finance 7, no. 11 (November 1, 2013): 5–15. Accessed December 4, 2025. https://amcpl6journalsfinal.srels.org/index.php/IJF/article/view/72061.